Most Texas drivers have to carry auto insurance, but you shouldn’t settle for just any auto policy. You need insurance that will take care of you or your family member in the event of a car crash. Personal service can be hard to find, but an independent agency like ISB Insurance is always on your side. Since we work with multiple insurance carriers, we are able to shop around for you. As an independent agency, our interest is your interest, not the interest of a big, national chain.

The Basics of Texas Car Insurance

The Lone Star State has stiffer liability insurance requirements for drivers than many states. Most drivers are required to carry a minimum of $25,000 in property liability as well as $60,000 in medical liability. Although this is a good start, it isn’t likely to cover the entire cost of a car crash. You also need collision insurance to pay for repairs to your own vehicle if you cause and accident, and you might need extended limits to pay medical bills, funeral costs and other expenses associated with a serious accident.

Available Auto Insurance Options

ISB Insurance provides a full menu of car insurance options for our clients. We sell

• Liability coverage and extended liability limits
• Collision coverage for accident-related damages to your automobile
• Comprehensive coverage for non-crash-related damages
• Towing and roadside assistance in the event of a breakdown
• Rental reimbursement
• Gap insurance to help repay loans or settle a lease agreement
• Medical payments for you and your passengers
• Underinsured/uninsured motorist insurance

When you come to us, we’ll provide more than just a rate comparison for auto coverage. We’ll take the time to learn about you and to help you find auto insurance solutions to fit your needs. Our goal is to provide vehicle insurance policies that will help you get back on the road as quickly as possible in the event of an accident.

Learn more by filling out an online request-a-quote form. To speak with an insurance professional, call our office during regular hours.

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